THE COMPANY

Advanced Finance Solutions is a privately owned business.

We are members of AFG who are ranked as Australia's number one wholesaler of mortgage finance and amongst the top three wholesalers of mortgage finance in the world*, the company acts as a specialist research, training and compliance house for its advisors providing access to a vast array of financial products (600+) from Australia's leading lending institutions.

Being part of this group gives Advanced Finance Solutions access to the largest third
party wholesaler introducer of mortgages in Australia processing on average 6000+
residential mortgages exceeding $2 billion per month with market share in excess of
20% of the Australian broker market.

Established in 1994, AFG recently announced that they have a mortgage book in excess
of $46 billion.

The company's latest initiatives include the implementation of credit checks and police
clearance certificates on all Advanced Finance Solutions advisors, and the move to become a full financial services institution by providing financial planning under its Australian Financial Services License. The initiatives are new to Australia and at the time of their introduction through AFG, were not offered by other high profile broker networks.

* Figures quoted from May 2003 edition of Mortgage Professional Australia Magazine

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